I have a spark moment just this beautiful morning about the same why. When there is a question from a guy as What would I do to invest my 500,000$? I thinking to myself If I have 500,000$ from lottery, what do I do now? Do I have a clear plan, not really..
So the problem is not about do you have money, but do you have a plan to use it correctly.
Rick people understand that so they are willing to give away, however they dont want their money to spoil someone life, they want to real;y help. So that is why they give to charities. Normally a good charities fund will have to show a plan how to use money, if the reason is right then why not deposit to safe life?